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My LTD Insurer is Treating Me Unfairly. What Should I Do?

An insurer can challenge your long-term disability (LTD) claim, from claiming you haven’t provided sufficient medical documentation to refusing your claim outright. And if the company’s adjuster on...

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Understanding WSIB Limitation Periods

If you’re making a Workplace Safety and Insurance Board (WSIB) claim or appeal that’s related to workplace injuries or illnesses, you should be aware of the time limitations involved. Under Ontario’s...

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The Notice Period for Slip and Falls for Snow and Ice in Ontario

If you have been injured in a slip and fall accident as a result of snow and ice, you should be aware of the notice period for slip and fall claims in Ontario. As of January 29, 2021, section 6.1(1) of...

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Individual vs. Group Long Term Disability Insurance

If you’ve been involved in an accident or diagnosed with a degenerative condition, you understand the financial impact a significant injury can have. Recovery can extend for months, years, or even...

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What NOT to do After a Car Accident

Emotions can run high in the wake of a car accident, so it’s easy to make decisions that aren’t to your advantage and can complicate matters in the long run. The steps you take are important for your...

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Navigating Winter Cycling Accidents in Ontario

As winter blankets Ontario in a layer of ice and snow, avid cyclists often find themselves confronted with unique challenges. Cycling during the colder months can be an invigorating experience, but it...

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How to Get Short-Term Disability for Mental Health

Navigating short-term disability claims for mental health conditions can be a daunting process. As a legal professional with over 30 years of experience helping Ontarians secure benefits, I understand...

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What Happens if You Get Into a Car Accident Without Insurance?

Driving without insurance in Ontario is a serious matter, carrying substantial financial and legal risks. Many people are aware that driving without insurance is illegal, but some may not realize this...

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What To Do If a Dog Bites You in Ontario

Dogs are cherished companions in Ontario, generally known for their loyalty and calm nature. But accidents can happen. Did you know that across Canada, approximately 500,000 dog bites occur each year?...

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What to Do When EI Sick Benefits Run Out

If you become sick or injured severely enough that you can’t work, one of your most pressing concerns will likely be how you can keep earning income to pay your bills or support your loved ones. But...

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